The scheme, which is currently progressing towards completion later in 2026, comprises four detached four-bedroom houses.

DCI structured the facility across two phases, beginning with an initial £1.5m loan to support the pre-planning acquisition of the land.

This was followed by a further £1.365m facility to fund the construction of the new homes, ensuring continuity of funding and enabling the borrower to move from acquisition through to development.

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The structure provided the borrower with certainty of execution across both phases of the project while also maintaining flexibility in order to navigate planning challenges and progress the scheme efficiently.

Michael Clifford, commercial director at DCI, commented: “This project demonstrates the importance of working closely with experienced developers from the outset, particularly where planning can present challenges.

“By supporting both the land acquisition at the pre-planning phase and then following this with a development facility to support the build phase, we were able to provide continuity, certainty of funding and one single set of DD costs, allowing the borrower to focus on delivering a high-quality scheme.”